Side-by-side · Q2 2026 data
Bloomsdale Bank vs Ozarks Federal Savings and Loan Association
Bank
Ozarks Federal Savings and Loan Association
Farmington, Missouri · $100 million – $1 billion
Metric by metric
| Measure | Bloomsdale Bank | Ozarks Federal Savings and Loan Association |
|---|---|---|
| TellerScore | 73 | 76 (stronger) |
| Capital cushion | 39 | 100 (stronger) |
| Loan quality | 90 (stronger) | 68 |
| Earnings | 100 (stronger) | 55 |
| Funding & liquidity | 59 | 63 (stronger) |
| Problem-loan coverage | 95 (stronger) | 90 |
| Peer percentile | 53rd | 64th |
| Total assets | $390.2M | $277.2M |
| Deposits / shares | $356.8M | $227.7M |
| Capital ratio | 8.94% | 15.09% (stronger) |
| Problem loans | 0.30% (stronger) | 0.95% |
| Net charge-offs | 0.03% | -0.01% (stronger) |
| Return on assets | 2.39% (stronger) | 0.87% |
| Loans ÷ deposits | 77.5% (stronger) | 97.1% |
| Uninsured deposits | 36.6% | 7.7% (stronger) |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.4% | — |
Ozarks Federal Savings and Loan Association has the higher TellerScore (76 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Bloomsdale Bank leads on 3 and Ozarks Federal Savings and Loan Association on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.