Side-by-side · Q2 2026 data
Blucurrent Credit Union vs Missouri Electric Cooperatives Empl
Credit union
Missouri Electric Cooperatives Empl
Jefferson City, Missouri · $100 million – $1 billion
Metric by metric
| Measure | Blucurrent Credit Union | Missouri Electric Cooperatives Empl |
|---|---|---|
| TellerScore | 65 | 82 (stronger) |
| Capital cushion | 52 | 63 (stronger) |
| Loan quality | 89 | 96 (stronger) |
| Earnings | 41 | 75 (stronger) |
| Funding & liquidity | 66 | 93 (stronger) |
| Problem-loan coverage | 94 | 99 (stronger) |
| Peer percentile | 34th | 82nd |
| Total assets | $406.1M | $396.8M |
| Deposits / shares | $343.6M | $344.0M |
| Capital ratio | 10.16% | 11.32% (stronger) |
| Problem loans | 0.34% | 0.13% (stronger) |
| Net charge-offs | 0.63% | 0.04% (stronger) |
| Return on assets | 0.53% | 1.37% (stronger) |
| Loans ÷ deposits | 93.9% | 67.3% (stronger) |
| Uninsured deposits | 2.9% (stronger) | 12.2% |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.7% | 3.8% |
Missouri Electric Cooperatives Empl has the higher TellerScore (82 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Blucurrent Credit Union leads on 1 and Missouri Electric Cooperatives Empl on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.