Side-by-side · Q2 2026 data
Blue Grass Savings Bank vs Ascentra Credit Union
Metric by metric
| Measure | Blue Grass Savings Bank | Ascentra Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 63 |
| Capital cushion | 93 (stronger) | 52 |
| Loan quality | 89 (stronger) | 75 |
| Earnings | 72 (stronger) | 41 |
| Funding & liquidity | 98 (stronger) | 78 |
| Problem-loan coverage | 98 (stronger) | 89 |
| Peer percentile | 94th | 29th |
| Total assets | $225.5M | $596.0M |
| Deposits / shares | $185.6M | $511.6M |
| Capital ratio | 14.30% (stronger) | 10.16% |
| Problem loans | 0.34% (stronger) | 0.76% |
| Net charge-offs | -0.01% (stronger) | 0.48% |
| Return on assets | 1.31% (stronger) | 0.53% |
| Loans ÷ deposits | 61.8% (stronger) | 81.8% |
| Uninsured deposits | 12.6% | 3.5% (stronger) |
| Offices | 2 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 18.5% |
Blue Grass Savings Bank has the higher TellerScore (89 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Blue Grass Savings Bank leads on 6 and Ascentra Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.