Side-by-side · Q2 2026 data
Blue Grass Savings Bank vs Union Federal Savings and Loan Association
Metric by metric
| Measure | Blue Grass Savings Bank | Union Federal Savings and Loan Association |
|---|---|---|
| TellerScore | 89 (stronger) | 77 |
| Capital cushion | 93 | 100 (stronger) |
| Loan quality | 89 (stronger) | 83 |
| Earnings | 72 (stronger) | 30 |
| Funding & liquidity | 98 (stronger) | 69 |
| Problem-loan coverage | 98 (stronger) | 95 |
| Peer percentile | 94th | 68th |
| Total assets | $225.5M | $145.6M |
| Deposits / shares | $185.6M | $121.0M |
| Capital ratio | 14.30% | 16.53% (stronger) |
| Problem loans | 0.34% (stronger) | 0.51% |
| Net charge-offs | -0.01% (stronger) | 0.32% |
| Return on assets | 1.31% (stronger) | 0.25% |
| Loans ÷ deposits | 61.8% (stronger) | 90.8% |
| Uninsured deposits | 12.6% | 3.5% (stronger) |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Blue Grass Savings Bank has the higher TellerScore (89 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Blue Grass Savings Bank leads on 5 and Union Federal Savings and Loan Association on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.