Side-by-side · Q2 2026 data
Bluff View Bank vs Arcadia Credit Union
Metric by metric
| Measure | Bluff View Bank | Arcadia Credit Union |
|---|---|---|
| TellerScore | 90 (stronger) | 79 |
| Capital cushion | 99 (stronger) | 79 |
| Loan quality | 100 (stronger) | 85 |
| Earnings | 71 | 71 |
| Funding & liquidity | 75 (stronger) | 70 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 95th | 76th |
| Total assets | $152.8M | $144.2M |
| Deposits / shares | $118.4M | $123.7M |
| Capital ratio | 14.94% (stronger) | 12.89% |
| Problem loans | 0.00% (stronger) | 0.46% |
| Net charge-offs | 0.00% (stronger) | 0.02% |
| Return on assets | 1.26% | 1.27% (stronger) |
| Loans ÷ deposits | 85.5% (stronger) | 90.1% |
| Uninsured deposits | 14.6% | 3.8% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.9% | — |
Bluff View Bank has the higher TellerScore (90 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Bluff View Bank leads on 5 and Arcadia Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.