Side-by-side · Q2 2026 data
Bluff View Bank vs First Community Bank
Metric by metric
| Measure | Bluff View Bank | First Community Bank |
|---|---|---|
| TellerScore | 90 (stronger) | 77 |
| Capital cushion | 99 (stronger) | 54 |
| Loan quality | 100 (stronger) | 89 |
| Earnings | 71 | 92 (stronger) |
| Funding & liquidity | 75 (stronger) | 73 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 95th | 68th |
| Total assets | $152.8M | $158.9M |
| Deposits / shares | $118.4M | $141.8M |
| Capital ratio | 14.94% (stronger) | 10.38% |
| Problem loans | 0.00% (stronger) | 0.34% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 1.26% | 1.81% (stronger) |
| Loans ÷ deposits | 85.5% (stronger) | 86.5% |
| Uninsured deposits | 14.6% (stronger) | 15.5% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.9% | 0.0% |
Bluff View Bank has the higher TellerScore (90 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Bluff View Bank leads on 5 and First Community Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.