Side-by-side · Q2 2026 data
Bmi Federal Credit Union vs Atomic Credit Union
Metric by metric
| Measure | Bmi Federal Credit Union | Atomic Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 64 |
| Capital cushion | 54 (stronger) | 36 |
| Loan quality | 85 | 92 (stronger) |
| Earnings | 52 | 54 (stronger) |
| Funding & liquidity | 74 (stronger) | 68 |
| Problem-loan coverage | 92 | 95 (stronger) |
| Peer percentile | 45th | 31st |
| Total assets | $732.3M | $855.4M |
| Deposits / shares | $618.1M | $776.0M |
| Capital ratio | 10.42% (stronger) | 8.57% |
| Problem loans | 0.46% | 0.24% (stronger) |
| Net charge-offs | 0.18% (stronger) | 0.41% |
| Return on assets | 0.79% | 0.85% (stronger) |
| Loans ÷ deposits | 85.9% (stronger) | 92.1% |
| Uninsured deposits | 10.7% | 9.7% (stronger) |
| Offices | 6 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.3% | 42.9% |
Bmi Federal Credit Union has the higher TellerScore (68 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Bmi Federal Credit Union leads on 4 and Atomic Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.