Side-by-side · Q2 2026 data
Bmi Federal Credit Union vs Pathways Financial Credit Union
Metric by metric
| Measure | Bmi Federal Credit Union | Pathways Financial Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 67 |
| Capital cushion | 54 | 58 (stronger) |
| Loan quality | 85 (stronger) | 64 |
| Earnings | 52 | 59 (stronger) |
| Funding & liquidity | 74 | 84 (stronger) |
| Problem-loan coverage | 92 (stronger) | 87 |
| Peer percentile | 45th | 41st |
| Total assets | $732.3M | $771.9M |
| Deposits / shares | $618.1M | $656.2M |
| Capital ratio | 10.42% | 10.84% (stronger) |
| Problem loans | 0.46% (stronger) | 1.08% |
| Net charge-offs | 0.18% (stronger) | 0.25% |
| Return on assets | 0.79% | 0.99% (stronger) |
| Loans ÷ deposits | 85.9% | 76.7% (stronger) |
| Uninsured deposits | 10.7% | 8.2% (stronger) |
| Offices | 6 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.3% | 29.5% |
Bmi Federal Credit Union has the higher TellerScore (68 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Bmi Federal Credit Union leads on 3 and Pathways Financial Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.