Side-by-side · Q2 2026 data
Bmi Federal Credit Union vs Sharefax Credit Union
Metric by metric
| Measure | Bmi Federal Credit Union | Sharefax Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 59 |
| Capital cushion | 54 (stronger) | 48 |
| Loan quality | 85 (stronger) | 63 |
| Earnings | 52 (stronger) | 44 |
| Funding & liquidity | 74 | 80 (stronger) |
| Problem-loan coverage | 92 (stronger) | 80 |
| Peer percentile | 45th | 19th |
| Total assets | $732.3M | $720.8M |
| Deposits / shares | $618.1M | $643.0M |
| Capital ratio | 10.42% (stronger) | 9.82% |
| Problem loans | 0.46% (stronger) | 1.11% |
| Net charge-offs | 0.18% (stronger) | 0.32% |
| Return on assets | 0.79% (stronger) | 0.59% |
| Loans ÷ deposits | 85.9% | 80.6% (stronger) |
| Uninsured deposits | 10.7% | 8.4% (stronger) |
| Offices | 6 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.3% | 15.3% |
Bmi Federal Credit Union has the higher TellerScore (68 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Bmi Federal Credit Union leads on 5 and Sharefax Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.