Side-by-side · Q2 2026 data
BMO Harris Central National Association vs Policemen'S Federal Credit Union
Credit union
Policemen'S Federal Credit Union
South Bend, Indiana · Under $100 million in assets
Metric by metric
| Measure | BMO Harris Central National Association | Policemen'S Federal Credit Union |
|---|---|---|
| TellerScore | 83 | 92 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 90 |
| Earnings | 43 | 74 (stronger) |
| Funding & liquidity | 61 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 73rd | 92nd |
| Total assets | $8.2M | $95.5M |
| Deposits / shares | $1.0M | $80.1M |
| Capital ratio | 87.50% (stronger) | 16.39% |
| Problem loans | 0.00% (stronger) | 0.29% |
| Net charge-offs | 0.00% | -0.04% (stronger) |
| Return on assets | 0.58% | 1.34% (stronger) |
| Loans ÷ deposits | 0.0% (stronger) | 39.1% |
| Uninsured deposits | 50.0% | 9.0% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Policemen'S Federal Credit Union has the higher TellerScore (92 vs 83). On the 7 directional measures above (where higher or lower is clearly better), BMO Harris Central National Association leads on 3 and Policemen'S Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.