Side-by-side · Q2 2026 data
BNY Mellon, National Association vs I.B.E.W. - Local No. 5 Federal Credit Union
Credit union
I.B.E.W. - Local No. 5 Federal Credit Union
Pittsburgh, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | BNY Mellon, National Association | I.B.E.W. - Local No. 5 Federal Credit Union |
|---|---|---|
| TellerScore | 57 | 98 (stronger) |
| Capital cushion | 15 | 100 (stronger) |
| Loan quality | 98 | 98 |
| Earnings | 55 | 91 (stronger) |
| Funding & liquidity | 46 | 99 (stronger) |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 17th | 98th |
| Total assets | $30.6B | $15.4M |
| Deposits / shares | $26.0B | $13.0M |
| Capital ratio | 6.52% | 15.39% (stronger) |
| Problem loans | 0.06% (stronger) | 0.07% |
| Net charge-offs | 0.00% | -0.08% (stronger) |
| Return on assets | 0.87% | 1.78% (stronger) |
| Loans ÷ deposits | 71.3% | 61.6% (stronger) |
| Uninsured deposits | 53.7% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.0% | — |
I.B.E.W. - Local No. 5 Federal Credit Union has the higher TellerScore (98 vs 57). On the 7 directional measures above (where higher or lower is clearly better), BNY Mellon, National Association leads on 1 and I.B.E.W. - Local No. 5 Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.