Side-by-side · Q2 2026 data
BNY Mellon Trust of Delaware vs Upper Darby Belltelco Federal Credit Union
Credit union
Upper Darby Belltelco Federal Credit Union
Upper Darby, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | BNY Mellon Trust of Delaware | Upper Darby Belltelco Federal Credit Union |
|---|---|---|
| TellerScore | 72 | 94 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 17 | 77 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 50 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 50th | 95th |
| Total assets | $254.9M | $71.6M |
| Deposits / shares | $150.5M | $53.5M |
| Capital ratio | 29.59% (stronger) | 25.31% |
| Problem loans | 2.48% | 0.69% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.08% |
| Return on assets | 5.82% (stronger) | 2.00% |
| Loans ÷ deposits | 4.4% (stronger) | 41.9% |
| Uninsured deposits | 97.3% | 10.1% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Upper Darby Belltelco Federal Credit Union has the higher TellerScore (94 vs 72). On the 7 directional measures above (where higher or lower is clearly better), BNY Mellon Trust of Delaware leads on 4 and Upper Darby Belltelco Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.