Side-by-side · Q2 2026 data
Boise Fire Department Credit Union vs St Joe Valley Credit Union
Metric by metric
| Measure | Boise Fire Department Credit Union | St Joe Valley Credit Union |
|---|---|---|
| TellerScore | 62 | 80 (stronger) |
| Capital cushion | 100 (stronger) | 66 |
| Loan quality | 36 | 80 (stronger) |
| Earnings | 34 | 78 (stronger) |
| Funding & liquidity | 57 | 100 (stronger) |
| Problem-loan coverage | 81 | 95 (stronger) |
| Peer percentile | 24th | 65th |
| Total assets | $8.6M | $14.0M |
| Deposits / shares | $7.1M | $12.3M |
| Capital ratio | 16.60% (stronger) | 11.62% |
| Problem loans | 1.93% | 0.59% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.21% |
| Return on assets | 0.35% | 1.45% (stronger) |
| Loans ÷ deposits | 103.6% | 54.3% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
St Joe Valley Credit Union has the higher TellerScore (80 vs 62). On the 6 directional measures above (where higher or lower is clearly better), Boise Fire Department Credit Union leads on 2 and St Joe Valley Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.