Side-by-side · Q2 2026 data
Border Bank vs Trustar Federal Credit Union
Credit union
Trustar Federal Credit Union
International F, Minnesota · $100 million – $1 billion
Metric by metric
| Measure | Border Bank | Trustar Federal Credit Union |
|---|---|---|
| TellerScore | 57 | 88 (stronger) |
| Capital cushion | 41 | 100 (stronger) |
| Loan quality | 64 | 88 (stronger) |
| Earnings | 72 | 77 (stronger) |
| Funding & liquidity | 45 | 70 (stronger) |
| Problem-loan coverage | 80 | 96 (stronger) |
| Peer percentile | 16th | 92nd |
| Total assets | $1.1B | $376.7M |
| Deposits / shares | $922.6M | $313.5M |
| Capital ratio | 9.07% | 15.42% (stronger) |
| Problem loans | 1.07% | 0.36% (stronger) |
| Net charge-offs | 0.11% | 0.07% (stronger) |
| Return on assets | 1.31% | 1.42% (stronger) |
| Loans ÷ deposits | 96.3% | 90.0% (stronger) |
| Uninsured deposits | 32.1% | 9.2% (stronger) |
| Offices | 11 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.7% | — |
Trustar Federal Credit Union has the higher TellerScore (88 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Border Bank leads on 0 and Trustar Federal Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- International Falls, MN