Side-by-side · Q2 2026 data
Boston Firefighters Credit Union vs Alpha Credit Union
Credit union
Boston Firefighters Credit Union
Dorchester, Massachusetts · $100 million – $1 billion
Metric by metric
| Measure | Boston Firefighters Credit Union | Alpha Credit Union |
|---|---|---|
| TellerScore | 72 | 97 (stronger) |
| Capital cushion | 79 | 100 (stronger) |
| Loan quality | 77 | 95 (stronger) |
| Earnings | 50 | 99 (stronger) |
| Funding & liquidity | 64 | 91 (stronger) |
| Problem-loan coverage | 92 | 99 (stronger) |
| Peer percentile | 57th | 98th |
| Total assets | $452.6M | $35.1M |
| Deposits / shares | $381.0M | $28.2M |
| Capital ratio | 12.93% | 18.78% (stronger) |
| Problem loans | 0.68% | 0.14% (stronger) |
| Net charge-offs | 0.06% | 0.06% (stronger) |
| Return on assets | 0.75% | 1.97% (stronger) |
| Loans ÷ deposits | 92.4% | 69.0% (stronger) |
| Uninsured deposits | 18.2% | 0.9% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Alpha Credit Union has the higher TellerScore (97 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Boston Firefighters Credit Union leads on 0 and Alpha Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.