Side-by-side · Q2 2026 data
Boston Firefighters Credit Union vs Mass Bay Credit Union
Credit union
Boston Firefighters Credit Union
Dorchester, Massachusetts · $100 million – $1 billion
Metric by metric
| Measure | Boston Firefighters Credit Union | Mass Bay Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 62 |
| Capital cushion | 79 (stronger) | 65 |
| Loan quality | 77 (stronger) | 70 |
| Earnings | 50 (stronger) | 43 |
| Funding & liquidity | 64 (stronger) | 50 |
| Problem-loan coverage | 92 (stronger) | 87 |
| Peer percentile | 57th | 26th |
| Total assets | $452.6M | $366.7M |
| Deposits / shares | $381.0M | $259.6M |
| Capital ratio | 12.93% (stronger) | 11.46% |
| Problem loans | 0.68% (stronger) | 0.89% |
| Net charge-offs | 0.06% | 0.03% (stronger) |
| Return on assets | 0.75% (stronger) | 0.58% |
| Loans ÷ deposits | 92.4% (stronger) | 117.5% |
| Uninsured deposits | 18.2% | 9.3% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 41.3% |
Boston Firefighters Credit Union has the higher TellerScore (72 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Boston Firefighters Credit Union leads on 5 and Mass Bay Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.