Side-by-side · Q2 2026 data
Boulevard Federal Credit Union vs Spencerport Federal Credit Union
Credit union
Spencerport Federal Credit Union
Spencerport, New York · Under $100 million in assets
Metric by metric
| Measure | Boulevard Federal Credit Union | Spencerport Federal Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 70 |
| Capital cushion | 91 (stronger) | 43 |
| Loan quality | 75 | 84 (stronger) |
| Earnings | 55 | 60 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 96 (stronger) | 94 |
| Peer percentile | 70th | 40th |
| Total assets | $45.2M | $43.1M |
| Deposits / shares | $38.8M | $39.0M |
| Capital ratio | 14.06% (stronger) | 9.27% |
| Problem loans | 0.74% | 0.49% (stronger) |
| Net charge-offs | 1.90% | 0.25% (stronger) |
| Return on assets | 0.88% | 0.99% (stronger) |
| Loans ÷ deposits | 46.0% (stronger) | 57.6% |
| Uninsured deposits | 0.8% | 0.4% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Boulevard Federal Credit Union has the higher TellerScore (82 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Boulevard Federal Credit Union leads on 3 and Spencerport Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.