Side-by-side · Q2 2026 data
Brazos Community Credit Union vs Lcra Credit Union
Metric by metric
| Measure | Brazos Community Credit Union | Lcra Credit Union |
|---|---|---|
| TellerScore | 57 | 83 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 30 | 86 (stronger) |
| Earnings | 0 | 34 (stronger) |
| Funding & liquidity | 72 | 100 (stronger) |
| Problem-loan coverage | 82 | 94 (stronger) |
| Peer percentile | 17th | 72nd |
| Total assets | $20.0M | $20.2M |
| Deposits / shares | $16.4M | $17.0M |
| Capital ratio | 16.99% (stronger) | 15.96% |
| Problem loans | 2.10% | 0.41% (stronger) |
| Net charge-offs | 1.59% | 0.00% (stronger) |
| Return on assets | -2.89% | 0.34% (stronger) |
| Loans ÷ deposits | 88.7% | 40.4% (stronger) |
| Uninsured deposits | 4.6% | 3.9% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lcra Credit Union has the higher TellerScore (83 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Brazos Community Credit Union leads on 1 and Lcra Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.