Side-by-side · Q2 2026 data
Brazos Valley Schools Credit Union vs Velocity Credit Union
Metric by metric
| Measure | Brazos Valley Schools Credit Union | Velocity Credit Union |
|---|---|---|
| TellerScore | 68 | 76 (stronger) |
| Capital cushion | 56 | 89 (stronger) |
| Loan quality | 56 | 81 (stronger) |
| Earnings | 64 (stronger) | 24 |
| Funding & liquidity | 100 (stronger) | 97 |
| Problem-loan coverage | 89 | 94 (stronger) |
| Peer percentile | 50th | 79th |
| Total assets | $1.0B | $1.1B |
| Deposits / shares | $928.9M | $872.4M |
| Capital ratio | 10.63% | 13.92% (stronger) |
| Problem loans | 1.32% | 0.57% (stronger) |
| Net charge-offs | 1.04% (stronger) | 1.69% |
| Return on assets | 1.10% (stronger) | 0.10% |
| Loans ÷ deposits | 46.6% (stronger) | 63.3% |
| Uninsured deposits | 3.8% (stronger) | 7.1% |
| Offices | 12 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 39.7% |
Velocity Credit Union has the higher TellerScore (76 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Brazos Valley Schools Credit Union leads on 4 and Velocity Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.