Side-by-side · Q2 2026 data
Breco Federal Credit Union vs Post Office Employees' Credit Union
Credit union
Post Office Employees' Credit Union
Metairie, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Breco Federal Credit Union | Post Office Employees' Credit Union |
|---|---|---|
| TellerScore | 58 | 78 (stronger) |
| Capital cushion | 54 | 74 (stronger) |
| Loan quality | 70 | 94 (stronger) |
| Earnings | 17 | 41 (stronger) |
| Funding & liquidity | 82 | 92 (stronger) |
| Problem-loan coverage | 81 | 98 (stronger) |
| Peer percentile | 19th | 59th |
| Total assets | $50.7M | $54.7M |
| Deposits / shares | $45.3M | $47.3M |
| Capital ratio | 10.45% | 12.40% (stronger) |
| Problem loans | 0.89% | 0.18% (stronger) |
| Net charge-offs | 1.01% | -0.08% (stronger) |
| Return on assets | -0.08% | 0.52% (stronger) |
| Loans ÷ deposits | 78.3% | 68.6% (stronger) |
| Uninsured deposits | 4.3% | 4.1% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 24.1% | — |
Post Office Employees' Credit Union has the higher TellerScore (78 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Breco Federal Credit Union leads on 0 and Post Office Employees' Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.