TellerScore

Post Office Employees' Credit Union is a federally insured state-chartered credit union headquartered in Metairie, Louisiana, in business for about 102 years. At the end of Q2 2026 it reported $54.7M in total assets and $47.3M in member shares and deposits, with 3 offices.

Based on its Q2 2026 filing, Post Office Employees' Credit Union scores 78/100, which we describe as strong. That is higher than 59% of 2,479 credit unions with under $100 million in assets. Among 136 credit unions headquartered in Louisiana, it ranks 46th. Its strongest component is problem-loan coverage (98/100; 0.9%), and its lowest is earnings (41/100; 0.52%).

TellerScore · Q2 2026

Scorecard

Capital cushion74/100
Net worth ratio: 12.40%
Loan quality94/100
Loans 60+ days delinquent ÷ total loans: 0.18%
Earnings41/100
Return on assets (annualized): 0.52%
Funding & liquidity92/100
Loans ÷ shares: 68.6% · 4.1% uninsured
Problem-loan coverage98/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.88%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 11 points (89 → 78), mostly because the earnings component weakened by 59 points.

TellerScore
607589Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202475
Q3 202475
Q4 202460
Q1 202576
Q2 202589
Q3 202586
Q4 202582
Q1 202672
Q2 202678
Net worth ratio
7.00%9.86%12.72%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.88%
Q3 202411.93%
Q4 202411.98%
Q1 202511.74%
Q2 202512.72%
Q3 202512.39%
Q4 202512.51%
Q1 202612.37%
Q2 202612.40%
Delinquent loans (60+ days)
0.18%1.02%1.87%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.27%
Q3 20240.24%
Q4 20241.87%
Q1 20250.20%
Q2 20250.31%
Q3 20250.21%
Q4 20250.31%
Q1 20260.74%
Q2 20260.18%
Return on assets
0.44%1.32%2.20%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.49%
Q3 20240.51%
Q4 20240.50%
Q1 20250.65%
Q2 20252.20%
Q3 20251.58%
Q4 20251.20%
Q1 20260.44%
Q2 20260.52%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202678$54.7M12.40%0.18%0.52%68.6%
Q1 202672$54.2M12.37%0.74%0.44%67.2%
Q4 202582$53.1M12.51%0.31%1.20%68.2%
Q3 202586$53.6M12.39%0.21%1.58%67.8%
Q2 202589$51.7M12.72%0.31%2.20%69.0%
Q1 202576$51.9M11.74%0.20%0.65%66.0%
Q4 202460$50.1M11.98%1.87%0.50%68.8%
Q3 202475$49.8M11.93%0.24%0.51%68.7%
Q2 202475$49.5M11.88%0.27%0.49%68.1%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.40%
35th
Problem loans0.18%
75th
Net charge-offs-0.08%
93rd
Return on assets0.52%
43rd
Loans to deposits68.6%
36th
Uninsured deposits4.1%
27th
Loan-loss reserves0.00%
37th
Texas ratio0.9%
67th

Similar-size credit unions in Louisiana

InstitutionScoreAssetsCapitalProblem loansCompare
Total Choice Federal Credit UnionCredit union Hahnville, LA61 out of 100, Moderate$54.3M7.5%0.20%vs
Instep Federal Credit UnionCredit union New Orleans, LA52 out of 100, Below average$52.9M13.4%2.05%vs
Sevenfold Federal Credit UnionCredit union West Monroe, LA73 out of 100, Strong$52.5M13.8%1.86%vs
Baton Rouge City Parish Emp Federal Credit UnionCredit union Baton Rouge, LA96 out of 100, Very strong$58.2M22.0%0.33%vs
Breco Federal Credit UnionCredit union Baton Rouge, LA58 out of 100, Moderate$50.7M10.4%0.89%vs
Post Office Employees Federal Credit UnionCredit union Shreveport, LA53 out of 100, Below average$60.4M11.8%2.59%vs

Deposit insurance

Is my money safe at Post Office Employees' Credit Union?

Yes. Post Office Employees' Credit Union is a federally insured credit union (NCUA charter #63069). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.1% of shares and deposits ($2.0M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 12.40%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Post Office Employees' Credit Union lists 3 offices in 3 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Post Office Employees' Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
63069
RSSD ID
591094
Primary regulator
State + NCUA
Established
1924
Headquarters
4624 W Napoleon Ave, Metairie, LA 70001
Employees
17

Quick answers

Post Office Employees' Credit Union: common questions

Is Post Office Employees' Credit Union NCUA insured?

Yes. Post Office Employees' Credit Union is a federally insured credit union (NCUA charter #63069). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Post Office Employees' Credit Union's TellerScore?

78 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Post Office Employees' Credit Union have?

3 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Metairie

InstitutionScoreAssetsCapitalProblem loansCompare
G G W Federal Credit UnionCredit union New Orleans, LA97 out of 100, Very strong$960K26.7%0.00%vs
St. Bernard Parish School Board Emp Federal Credit UnionCredit union Chalmette, LA93 out of 100, Very strong$15.9M37.6%0.38%vs
Crescent BankBank Metairie, LA89 out of 100, Very strong$1.1B15.0%1.28%vs
Internal Revenue Federal Credit UnionCredit union New Orleans, LA89 out of 100, Very strong$22.5M14.1%0.22%vs
First National Bank USABank Boutte, LA89 out of 100, Very strong$249.1M14.1%0.03%vs
Barton Plant Employees Federal Credit UnionCredit union Luling, LA87 out of 100, Very strong$15.7M33.0%0.14%vs