The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 18 points (40 → 58), mostly because the loan quality component improved by 62 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Louisiana

Yes. Breco Federal Credit Union is a federally insured credit union (NCUA charter #24526). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.3% of shares and deposits ($1.9M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 10.45%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Breco Federal Credit Union lists 2 offices in 2 cities. Most locations:

• Baton Rouge, LA (1)
• Saint Francisville, LA (1)

All branch addresses and map

In 2025, Breco Federal Credit Union reported 39 home-loan applications under HMDA (LEI 254900U5VN6O84EWQL12): 22 originated ($1,870,000 total), 7 denied, and 10 withdrawn or closed by the applicant. Its denial rate on decided applications was 24.1%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Breco Federal Credit Union

Type

Federal credit union

NCUA charter #

24526

RSSD ID

857099

Primary regulator

NCUA

Established

1934

Headquarters

5711 S Sherwood Forest Blvd, Baton Rouge, LA 70816

Employees

15