Side-by-side · Q2 2026 data
Breda Savings Bank vs Farmers State Bank
Metric by metric
| Measure | Breda Savings Bank | Farmers State Bank |
|---|---|---|
| TellerScore | 82 | 87 (stronger) |
| Capital cushion | 59 | 81 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 85 (stronger) | 65 |
| Funding & liquidity | 79 | 100 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 82nd | 84th |
| Total assets | $106.0M | $36.7M |
| Deposits / shares | $84.7M | $31.5M |
| Capital ratio | 10.88% | 13.07% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | -0.02% (stronger) |
| Return on assets | 1.62% (stronger) | 1.13% |
| Loans ÷ deposits | 65.7% | 39.1% (stronger) |
| Uninsured deposits | 29.1% | 12.7% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farmers State Bank has the higher TellerScore (87 vs 82). On the 6 directional measures above (where higher or lower is clearly better), Breda Savings Bank leads on 1 and Farmers State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.