Side-by-side · Q2 2026 data
Brighton Bank vs Beckstrand and Associates Credit Union
Credit union
Beckstrand and Associates Credit Union
Salt Lake City, Utah · Under $100 million in assets
Metric by metric
| Measure | Brighton Bank | Beckstrand and Associates Credit Union |
|---|---|---|
| TellerScore | 78 | 93 (stronger) |
| Capital cushion | 67 | 100 (stronger) |
| Loan quality | 84 | — |
| Earnings | 94 (stronger) | 74 |
| Funding & liquidity | 59 | 100 (stronger) |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 72nd | 94th |
| Total assets | $321.6M | $166K |
| Deposits / shares | $278.8M | $115 |
| Capital ratio | 11.67% | 99.93% (stronger) |
| Problem loans | 0.49% | — |
| Net charge-offs | 0.00% | — |
| Return on assets | 1.86% (stronger) | 1.35% |
| Loans ÷ deposits | 76.2% | 0.0% (stronger) |
| Uninsured deposits | 37.7% | 0.0% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Beckstrand and Associates Credit Union has the higher TellerScore (93 vs 78). On the 5 directional measures above (where higher or lower is clearly better), Brighton Bank leads on 1 and Beckstrand and Associates Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.