Side-by-side · Q2 2026 data
Brightstar Credit Union vs Gulf Winds Credit Union
Metric by metric
| Measure | Brightstar Credit Union | Gulf Winds Credit Union |
|---|---|---|
| TellerScore | 62 | 69 (stronger) |
| Capital cushion | 42 | 49 (stronger) |
| Loan quality | 83 | 85 (stronger) |
| Earnings | 57 (stronger) | 56 |
| Funding & liquidity | 58 | 81 (stronger) |
| Problem-loan coverage | 90 | 92 (stronger) |
| Peer percentile | 30th | 54th |
| Total assets | $1.1B | $1.4B |
| Deposits / shares | $884.1M | $1.2B |
| Capital ratio | 9.22% | 9.90% (stronger) |
| Problem loans | 0.52% | 0.44% (stronger) |
| Net charge-offs | 0.50% (stronger) | 0.88% |
| Return on assets | 0.92% (stronger) | 0.91% |
| Loans ÷ deposits | 102.2% | 79.6% (stronger) |
| Uninsured deposits | 10.0% | 4.5% (stronger) |
| Offices | 10 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 36.0% | 27.1% |
Gulf Winds Credit Union has the higher TellerScore (69 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Brightstar Credit Union leads on 2 and Gulf Winds Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.