Side-by-side · Q2 2026 data
Broadstreet Bank S S B vs Alba-Golden Federal Credit Union
Metric by metric
| Measure | Broadstreet Bank S S B | Alba-Golden Federal Credit Union |
|---|---|---|
| TellerScore | 70 | 90 (stronger) |
| Capital cushion | 71 | 100 (stronger) |
| Loan quality | 85 | 100 (stronger) |
| Earnings | 58 | 75 (stronger) |
| Funding & liquidity | 68 | 68 |
| Problem-loan coverage | 61 | 100 (stronger) |
| Peer percentile | 43rd | 89th |
| Total assets | $442.8M | $22.2M |
| Deposits / shares | $343.4M | $18.1M |
| Capital ratio | 12.13% | 16.84% (stronger) |
| Problem loans | 0.44% | 0.01% (stronger) |
| Net charge-offs | 0.01% (stronger) | 1.16% |
| Return on assets | 0.94% | 1.38% (stronger) |
| Loans ÷ deposits | 91.5% (stronger) | 92.6% |
| Uninsured deposits | 15.3% | 0.0% (stronger) |
| Offices | 7 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.6% | — |
Alba-Golden Federal Credit Union has the higher TellerScore (90 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Broadstreet Bank S S B leads on 2 and Alba-Golden Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.