Side-by-side · Q2 2026 data
Brosnan Yard Federal Credit Union vs Omega Psi Phi Fraternity Federal Credit Union
Credit union
Omega Psi Phi Fraternity Federal Credit Union
Toccoa, Georgia · Under $100 million in assets
Metric by metric
| Measure | Brosnan Yard Federal Credit Union | Omega Psi Phi Fraternity Federal Credit Union |
|---|---|---|
| TellerScore | 67 (stronger) | 62 |
| Capital cushion | 100 (stronger) | 41 |
| Loan quality | 0 | 73 (stronger) |
| Earnings | 93 (stronger) | 34 |
| Funding & liquidity | 79 | 100 (stronger) |
| Problem-loan coverage | 70 | 94 (stronger) |
| Peer percentile | 34th | 24th |
| Total assets | $6.2M | $5.5M |
| Deposits / shares | $5.2M | $5.0M |
| Capital ratio | 15.99% (stronger) | 9.14% |
| Problem loans | 3.77% | 0.81% (stronger) |
| Net charge-offs | 0.42% (stronger) | 1.10% |
| Return on assets | 1.83% (stronger) | 0.35% |
| Loans ÷ deposits | 81.7% | 36.8% (stronger) |
| Uninsured deposits | 3.4% (stronger) | 12.4% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Brosnan Yard Federal Credit Union has the higher TellerScore (67 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Brosnan Yard Federal Credit Union leads on 5 and Omega Psi Phi Fraternity Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.