Side-by-side · Q2 2026 data
Brotherhood Credit Union vs Watertown Municipal Credit Union
Credit union
Watertown Municipal Credit Union
Watertown, Massachusetts · Under $100 million in assets
Metric by metric
| Measure | Brotherhood Credit Union | Watertown Municipal Credit Union |
|---|---|---|
| TellerScore | 85 | 91 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 61 | 100 (stronger) |
| Earnings | 100 (stronger) | 53 |
| Funding & liquidity | 70 | 100 (stronger) |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 87th | 90th |
| Total assets | $125.2M | $9.7M |
| Deposits / shares | $69.7M | $6.0M |
| Capital ratio | 43.67% (stronger) | 36.86% |
| Problem loans | 1.18% | 0.00% (stronger) |
| Net charge-offs | 0.08% | 0.00% (stronger) |
| Return on assets | 3.55% (stronger) | 0.82% |
| Loans ÷ deposits | 89.9% | 52.1% (stronger) |
| Uninsured deposits | 4.0% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Watertown Municipal Credit Union has the higher TellerScore (91 vs 85). On the 7 directional measures above (where higher or lower is clearly better), Brotherhood Credit Union leads on 2 and Watertown Municipal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.