TellerScore

Brotherhood Credit Union (NCUA charter #66350) is based in Lynn, Massachusetts. Its Q2 2026 call report shows $125.2M in total assets and $69.7M in member shares and deposits and 3 offices.

Based on its Q2 2026 filing, Brotherhood Credit Union scores 85/100, which we describe as very strong. That is higher than 87% of 1,341 credit unions with $100 million – $1 billion. Among 121 credit unions headquartered in Massachusetts, it ranks 21st. Its strongest component is capital cushion (100/100; 43.67%), and its lowest is loan quality (61/100; 1.18%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 43.67%
Loan quality61/100
Loans 60+ days delinquent ÷ total loans: 1.18%
Earnings100/100
Return on assets (annualized): 3.55%
Funding & liquidity70/100
Loans ÷ shares: 89.9% · 4.0% uninsured
Problem-loan coverage97/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.35%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 10 points (95 → 85), mostly because the loan quality component weakened by 32 points.

TellerScore
698295Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202492
Q3 202494
Q4 202495
Q1 202576
Q2 202595
Q3 202594
Q4 202591
Q1 202669
Q2 202685
Net worth ratio
7.00%25.34%43.67%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202441.04%
Q3 202440.70%
Q4 202440.83%
Q1 202539.10%
Q2 202539.50%
Q3 202541.28%
Q4 202541.68%
Q1 202640.90%
Q2 202643.67%
Delinquent loans (60+ days)
0.07%0.62%1.18%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.22%
Q3 20240.14%
Q4 20240.12%
Q1 20250.07%
Q2 20250.20%
Q3 20250.19%
Q4 20250.60%
Q1 20260.83%
Q2 20261.18%
Return on assets
-3.54%0.17%3.88%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20242.67%
Q3 20243.41%
Q4 20243.88%
Q1 2025-0.99%
Q2 20252.69%
Q3 20253.42%
Q4 20253.42%
Q1 2026-3.54%
Q2 20263.55%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202685$125.2M43.67%1.18%3.55%89.9%
Q1 202669$125.6M40.90%0.83%-3.54%85.3%
Q4 202591$125.9M41.68%0.60%3.42%86.7%
Q3 202594$124.4M41.28%0.19%3.42%87.2%
Q2 202595$126.3M39.50%0.20%2.69%81.9%
Q1 202576$122.4M39.10%0.07%-0.99%84.8%
Q4 202495$118.0M40.83%0.12%3.88%90.4%
Q3 202494$114.4M40.70%0.14%3.41%93.6%
Q2 202492$109.9M41.04%0.22%2.67%99.3%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio43.67%
100th
Problem loans1.18%
22nd
Net charge-offs0.08%
88th
Return on assets3.55%
100th
Loans to deposits89.9%
17th
Uninsured deposits4.0%
72nd
Loan-loss reserves0.00%
50th
Texas ratio1.4%
85th

Similar-size credit unions in Massachusetts

InstitutionScoreAssetsCapitalProblem loansCompare
Nesc Federal Credit UnionCredit union Methuen, MA64 out of 100, Moderate$125.9M10.6%0.91%vs
Luso-American Credit UnionCredit union Peabody, MA84 out of 100, Strong$123.0M16.2%0.22%vs
Energy Credit UnionCredit union West Roxbury, MA72 out of 100, Strong$128.8M16.9%1.43%vs
St. Michaels Fall River Federal Credit UnionCredit union Fall River, MA48 out of 100, Below average$121.4M9.3%1.70%vs
First Priority Credit UnionCredit union Boston, MA75 out of 100, Strong$139.4M13.1%0.07%vs
Worcester Credit UnionCredit union Worcester, MA71 out of 100, Strong$107.3M11.8%0.87%vs

Deposit insurance

Is my money safe at Brotherhood Credit Union?

Yes. Brotherhood Credit Union is a federally insured credit union (NCUA charter #66350). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.0% of shares and deposits ($2.8M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 43.67%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Brotherhood Credit Union lists 3 offices in 3 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Brotherhood Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
66350
RSSD ID
285599
Primary regulator
State + NCUA
Established
1934
Headquarters
75 Market St, Lynn, MA 01901
Employees
26

Quick answers

Brotherhood Credit Union: common questions

Is Brotherhood Credit Union NCUA insured?

Yes. Brotherhood Credit Union is a federally insured credit union (NCUA charter #66350). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Brotherhood Credit Union's TellerScore?

85 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Brotherhood Credit Union have?

3 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Lynn

InstitutionScoreAssetsCapitalProblem loansCompare
Alpha Credit UnionCredit union Boston, MA97 out of 100, Very strong$35.1M18.8%0.14%vs
Cambridge Municipal Employees Federal Credit UnionCredit union Cambridge, MA97 out of 100, Very strong$10.2M24.8%0.12%vs
Somerville Mass Firefighters Federal Credit UnionCredit union Somerville, MA92 out of 100, Very strong$7.4M19.6%0.00%vs
Cambridge Firefighters Federal Credit UnionCredit union Cambridge, MA92 out of 100, Very strong$14.2M25.8%0.27%vs
Danvers Municipal Federal Credit UnionCredit union Danvers, MA91 out of 100, Very strong$8.2M39.0%0.00%vs
Watertown Municipal Credit UnionCredit union Watertown, MA91 out of 100, Very strong$9.7M36.9%0.00%vs