Side-by-side · Q2 2026 data
Brownsville City Employees Federal Credit Union vs Members First Credit Union
Credit union
Brownsville City Employees Federal Credit Union
Brownsville, Texas · Under $100 million in assets
Metric by metric
| Measure | Brownsville City Employees Federal Credit Union | Members First Credit Union |
|---|---|---|
| TellerScore | 83 | 87 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 87 (stronger) | 65 |
| Earnings | 33 | 80 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 (stronger) | 96 |
| Peer percentile | 72nd | 91st |
| Total assets | $6.9M | $183.2M |
| Deposits / shares | $4.6M | $137.2M |
| Capital ratio | 31.93% (stronger) | 24.01% |
| Problem loans | 0.40% (stronger) | 1.04% |
| Net charge-offs | 1.56% | 0.56% (stronger) |
| Return on assets | 0.32% | 1.50% (stronger) |
| Loans ÷ deposits | 46.7% (stronger) | 49.7% |
| Uninsured deposits | 0.0% (stronger) | 10.0% |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Members First Credit Union has the higher TellerScore (87 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Brownsville City Employees Federal Credit Union leads on 4 and Members First Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.