Side-by-side · Q2 2026 data
Buffalo Federal Bank vs Sheridan Community Federal Credit Union
Credit union
Sheridan Community Federal Credit Union
Sheridan, Wyoming · $100 million – $1 billion
Metric by metric
| Measure | Buffalo Federal Bank | Sheridan Community Federal Credit Union |
|---|---|---|
| TellerScore | 70 (stronger) | 65 |
| Capital cushion | 54 | 58 (stronger) |
| Loan quality | 78 (stronger) | 53 |
| Earnings | 72 | 82 (stronger) |
| Funding & liquidity | 70 (stronger) | 66 |
| Problem-loan coverage | 90 (stronger) | 78 |
| Peer percentile | 43rd | 34th |
| Total assets | $202.6M | $105.0M |
| Deposits / shares | $175.9M | $93.5M |
| Capital ratio | 10.38% | 10.77% (stronger) |
| Problem loans | 0.67% (stronger) | 1.42% |
| Net charge-offs | -0.00% (stronger) | 0.62% |
| Return on assets | 1.31% | 1.56% (stronger) |
| Loans ÷ deposits | 85.6% (stronger) | 94.4% |
| Uninsured deposits | 18.9% | 7.7% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Buffalo Federal Bank has the higher TellerScore (70 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Buffalo Federal Bank leads on 4 and Sheridan Community Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.