Headquartered in Buffalo, Wyoming, Buffalo Federal Bank is a state-chartered bank (fed member) with $202.6M in total assets and $175.9M in deposits as of Q2 2026. It operates 3 offices. Its charter dates back to 1936.
Based on its Q2 2026 filing, Buffalo Federal Bank scores 70/100, which we describe as strong. That is higher than only 43% of 2,650 banks with $100 million – $1 billion. Among 24 banks headquartered in Wyoming, it ranks 17th. Its strongest component is problem-loan coverage (90/100; 4.9%), and its lowest is capital cushion (54/100; 10.38%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 4 points (66 → 70), mostly because the earnings component improved by 16 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 63 |
| Q3 2024 | 65 |
| Q4 2024 | 65 |
| Q1 2025 | 59 |
| Q2 2025 | 66 |
| Q3 2025 | 68 |
| Q4 2025 | 67 |
| Q1 2026 | 71 |
| Q2 2026 | 70 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.86% |
| Q3 2024 | 10.15% |
| Q4 2024 | 9.65% |
| Q1 2025 | 9.68% |
| Q2 2025 | 9.88% |
| Q3 2025 | 10.02% |
| Q4 2025 | 9.96% |
| Q1 2026 | 9.93% |
| Q2 2026 | 10.38% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.79% |
| Q3 2024 | 0.74% |
| Q4 2024 | 0.66% |
| Q1 2025 | 1.21% |
| Q2 2025 | 0.58% |
| Q3 2025 | 0.48% |
| Q4 2025 | 0.70% |
| Q1 2026 | 0.47% |
| Q2 2026 | 0.67% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.88% |
| Q3 2024 | 0.91% |
| Q4 2024 | 0.94% |
| Q1 2025 | 0.79% |
| Q2 2025 | 0.90% |
| Q3 2025 | 1.01% |
| Q4 2025 | 1.06% |
| Q1 2026 | 1.33% |
| Q2 2026 | 1.31% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 70 | $202.6M | 10.38% | 0.67% | 1.31% | 85.6% |
| Q1 2026 | 71 | $210.3M | 9.93% | 0.47% | 1.33% | 78.0% |
| Q4 2025 | 67 | $208.2M | 9.96% | 0.70% | 1.06% | 80.4% |
| Q3 2025 | 68 | $195.4M | 10.02% | 0.48% | 1.01% | 87.2% |
| Q2 2025 | 66 | $195.7M | 9.88% | 0.58% | 0.90% | 85.3% |
| Q1 2025 | 59 | $201.1M | 9.68% | 1.21% | 0.79% | 78.0% |
| Q4 2024 | 65 | $193.4M | 9.65% | 0.66% | 0.94% | 79.7% |
| Q3 2024 | 65 | $188.4M | 10.15% | 0.74% | 0.91% | 82.8% |
| Q2 2024 | 63 | $183.7M | 9.86% | 0.79% | 0.88% | 85.1% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Wyoming
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Central Bank and TrustBank Lander, WY | 78 out of 100, Strong | $202.5M | 8.6% | 0.00% | vs |
| Bank of CommerceBank Rawlins, WY | 80 out of 100, Strong | $216.3M | 11.3% | 0.02% | vs |
| Tanager BankBank Jackson, WY | 74 out of 100, Strong | $222.3M | 14.8% | 0.59% | vs |
| Wyoming Community BankBank Riverton, WY | 75 out of 100, Strong | $262.4M | 9.5% | 0.31% | vs |
| State BankBank Green River, WY | 67 out of 100, Moderate | $115.4M | 9.5% | 0.34% | vs |
| Sundance State BankBank Sundance, WY | 80 out of 100, Strong | $290.9M | 11.9% | 0.56% | vs |
Deposit insurance
Is my money safe at Buffalo Federal Bank?
Yes. Buffalo Federal Bank is an FDIC-insured institution (FDIC certificate #29696). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 18.9% of deposits ($33.3M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.38%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
3 locations
Branches
Buffalo Federal Bank lists 3 offices in 3 cities. Most locations:
- Buffalo, WY (1)
- Gillette, WY (1)
- Sheridan, WY (1)
Identity & history
Profile
- Legal name
- Buffalo Federal Bank
- Former names
- Buffalo Federal Savings and Loan Association; Buffalo Federal Savings Bank
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 29696
- RSSD ID
- 108072
- Primary regulator
- FED
- Holding company
- Crazy Woman Creek Bcorp Inc
- Established
- May 1, 1936
- Headquarters
- 106 Fort St, Buffalo, WY 82834
- Website
- www.buffalofed.bank
- Employees
- 35
Quick answers
Buffalo Federal Bank: common questions
Is Buffalo Federal Bank FDIC insured?
Yes. Buffalo Federal Bank is an FDIC-insured institution (FDIC certificate #29696). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Buffalo Federal Bank's TellerScore?
70 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Buffalo Federal Bank ever failed?
There is no failure record for FDIC certificate #29696 in the FDIC failed bank list.
How many branches does Buffalo Federal Bank have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Buffalo
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| ANB BankBank Denver, CO | 64 out of 100, Moderate | $2.9B | 9.5% | 0.37% | vs |
| First Interstate BankBank Billings, MT | 62 out of 100, Moderate | $25.8B | 9.4% | 1.12% | vs |
| First Northern Bank of WyomingBank Buffalo, WY | 61 out of 100, Moderate | $982.6M | 7.9% | 0.54% | vs |