Side-by-side · Q2 2026 data
Buffalo Metropolitan Federal Credit Union vs Meridia Community Federal Credit Union
Credit union
Buffalo Metropolitan Federal Credit Union
Buffalo, New York · $100 million – $1 billion
Credit union
Meridia Community Federal Credit Union
Hamburg, New York · $100 million – $1 billion
Metric by metric
| Measure | Buffalo Metropolitan Federal Credit Union | Meridia Community Federal Credit Union |
|---|---|---|
| TellerScore | 44 | 94 (stronger) |
| Capital cushion | 74 | 100 (stronger) |
| Loan quality | 0 | 91 (stronger) |
| Earnings | 30 | 100 (stronger) |
| Funding & liquidity | 68 | 74 (stronger) |
| Problem-loan coverage | 51 | 98 (stronger) |
| Peer percentile | 2nd | 98th |
| Total assets | $143.9M | $144.1M |
| Deposits / shares | $128.5M | $117.7M |
| Capital ratio | 12.39% | 16.36% (stronger) |
| Problem loans | 3.69% | 0.27% (stronger) |
| Net charge-offs | 0.48% | 0.30% (stronger) |
| Return on assets | 0.24% | 2.26% (stronger) |
| Loans ÷ deposits | 91.8% | 86.4% (stronger) |
| Uninsured deposits | 1.5% | 0.9% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.1% |
Meridia Community Federal Credit Union has the higher TellerScore (94 vs 44). On the 7 directional measures above (where higher or lower is clearly better), Buffalo Metropolitan Federal Credit Union leads on 0 and Meridia Community Federal Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.