Side-by-side · Q2 2026 data
Building Trades Federal Credit Union vs Accentra Credit Union
Credit union
Building Trades Federal Credit Union
Maple Grove, Minnesota · $100 million – $1 billion
Metric by metric
| Measure | Building Trades Federal Credit Union | Accentra Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 61 |
| Capital cushion | 59 (stronger) | 57 |
| Loan quality | 90 (stronger) | 48 |
| Earnings | 63 (stronger) | 55 |
| Funding & liquidity | 79 | 87 (stronger) |
| Problem-loan coverage | 79 | 79 |
| Peer percentile | 60th | 24th |
| Total assets | $249.9M | $208.2M |
| Deposits / shares | $217.5M | $186.4M |
| Capital ratio | 10.92% (stronger) | 10.67% |
| Problem loans | 0.29% (stronger) | 1.57% |
| Net charge-offs | 0.28% (stronger) | 1.21% |
| Return on assets | 1.08% (stronger) | 0.88% |
| Loans ÷ deposits | 71.2% (stronger) | 72.8% |
| Uninsured deposits | 23.8% | 4.0% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.9% | 14.5% |
Building Trades Federal Credit Union has the higher TellerScore (73 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Building Trades Federal Credit Union leads on 6 and Accentra Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.