Side-by-side · Q2 2026 data
Building Trades Federal Credit Union vs Red Wing Credit Union
Credit union
Building Trades Federal Credit Union
Maple Grove, Minnesota · $100 million – $1 billion
Metric by metric
| Measure | Building Trades Federal Credit Union | Red Wing Credit Union |
|---|---|---|
| TellerScore | 73 | 83 (stronger) |
| Capital cushion | 59 | 75 (stronger) |
| Loan quality | 90 | 90 |
| Earnings | 63 | 68 (stronger) |
| Funding & liquidity | 79 | 100 (stronger) |
| Problem-loan coverage | 79 | 97 (stronger) |
| Peer percentile | 60th | 83rd |
| Total assets | $249.9M | $208.0M |
| Deposits / shares | $217.5M | $184.7M |
| Capital ratio | 10.92% | 12.50% (stronger) |
| Problem loans | 0.29% (stronger) | 0.30% |
| Net charge-offs | 0.28% | 0.12% (stronger) |
| Return on assets | 1.08% | 1.20% (stronger) |
| Loans ÷ deposits | 71.2% | 60.2% (stronger) |
| Uninsured deposits | 23.8% | 4.7% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.9% | — |
Red Wing Credit Union has the higher TellerScore (83 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Building Trades Federal Credit Union leads on 1 and Red Wing Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.