TellerScore

Red Wing Credit Union is a federally insured state-chartered credit union headquartered in Red Wing, Minnesota, in business for about 72 years. At the end of Q2 2026 it reported $208.0M in total assets and $184.7M in member shares and deposits, with 1 office.

Red Wing Credit Union has a TellerScore of 83 out of 100 (strong) based on Q2 2026 data — higher than 83% of its 1,341 credit unions with $100 million – $1 billion. Among 80 credit unions headquartered in Minnesota, it ranks 17th. Funding & liquidity contributes the most (100/100, 60% loans-to-deposits, 5% uninsured); earnings contributes the least (68/100, 1.20%).

TellerScore · Q2 2026

Scorecard

Capital cushion75/100
Net worth ratio: 12.50%
Loan quality90/100
Loans 60+ days delinquent ÷ total loans: 0.30%
Earnings68/100
Return on assets (annualized): 1.20%
Funding & liquidity100/100
Loans ÷ shares: 60.2% · 4.7% uninsured
Problem-loan coverage97/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.30%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 4 points (79 → 83), mostly because the capital cushion component improved by 9 points.

TellerScore
778083Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202482
Q3 202480
Q4 202480
Q1 202577
Q2 202579
Q3 202581
Q4 202581
Q1 202683
Q2 202683
Net worth ratio
7.00%9.75%12.50%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202412.09%
Q3 202411.99%
Q4 202411.89%
Q1 202511.48%
Q2 202511.56%
Q3 202511.81%
Q4 202512.08%
Q1 202612.24%
Q2 202612.50%
Delinquent loans (60+ days)
0.28%0.35%0.43%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.31%
Q3 20240.43%
Q4 20240.33%
Q1 20250.37%
Q2 20250.32%
Q3 20250.28%
Q4 20250.35%
Q1 20260.36%
Q2 20260.30%
Return on assets
0.91%1.09%1.27%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.27%
Q3 20241.21%
Q4 20241.09%
Q1 20250.91%
Q2 20251.05%
Q3 20251.11%
Q4 20251.08%
Q1 20261.27%
Q2 20261.20%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202683$208.0M12.50%0.30%1.20%60.2%
Q1 202683$207.8M12.24%0.36%1.27%58.0%
Q4 202581$205.0M12.08%0.35%1.08%58.5%
Q3 202581$205.3M11.81%0.28%1.11%58.6%
Q2 202579$204.2M11.56%0.32%1.05%58.4%
Q1 202577$200.4M11.48%0.37%0.91%57.4%
Q4 202480$189.6M11.89%0.33%1.09%60.2%
Q3 202480$184.8M11.99%0.43%1.21%62.4%
Q2 202482$178.7M12.09%0.31%1.27%63.7%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.50%
64th
Problem loans0.30%
82nd
Net charge-offs0.12%
83rd
Return on assets1.20%
78th
Loans to deposits60.2%
77th
Uninsured deposits4.7%
63rd
Loan-loss reserves0.00%
50th
Texas ratio1.3%
85th

Similar-size credit unions in Minnesota

InstitutionScoreAssetsCapitalProblem loansCompare
Accentra Credit UnionCredit union Austin, MN61 out of 100, Moderate$208.2M10.7%1.57%vs
Expedition Credit UnionCredit union Mendota Heights, MN66 out of 100, Moderate$223.5M9.9%0.34%vs
South Metro Federal Credit UnionCredit union Prior Lake, MN51 out of 100, Below average$184.8M8.1%0.50%vs
Associated Healthcare Credit UnionCredit union Woodbury, MN76 out of 100, Strong$175.8M13.3%0.62%vs
Northwoods Credit UnionCredit union Cloquet, MN71 out of 100, Strong$175.2M9.9%0.49%vs
Novation Credit UnionCredit union Oakdale, MN71 out of 100, Strong$244.0M11.0%0.66%vs

Deposit insurance

Is my money safe at Red Wing Credit Union?

Yes. Red Wing Credit Union is a federally insured credit union (NCUA charter #61778). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.7% of shares and deposits ($8.7M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 12.50%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Red Wing Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Red Wing Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
61778
RSSD ID
689496
Primary regulator
State + NCUA
Established
1954
Headquarters
3303 N Service Dr, Red Wing, MN 55066
Employees
31

Quick answers

Red Wing Credit Union: common questions

Is Red Wing Credit Union NCUA insured?

Yes. Red Wing Credit Union is a federally insured credit union (NCUA charter #61778). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Red Wing Credit Union's TellerScore?

83 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Red Wing Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Red Wing

InstitutionScoreAssetsCapitalProblem loansCompare
Vermillion State BankBank Vermillion, MN90 out of 100, Very strong$931.4M13.4%0.24%vs
Security State Bank of WanamingoBank Wanamingo, MN84 out of 100, Strong$112.7M11.4%0.00%vs
Bank of AlmaBank Alma, WI83 out of 100, Strong$339.5M50.8%0.97%vs
Westconsin Credit UnionCredit union Menomonie, WI78 out of 100, Strong$2.2B12.9%0.64%vs
First Farmers & Merchants BankBank Cannon Falls, MN77 out of 100, Strong$486.4M10.1%0.01%vs
Premier Bank MinnesotaBank Hastings, MN77 out of 100, Strong$691.5M10.0%0.04%vs