Side-by-side · Q2 2026 data
Busey Bank vs Sanibel Captiva Community Bank
Metric by metric
| Measure | Busey Bank | Sanibel Captiva Community Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 68 |
| Capital cushion | 74 (stronger) | 49 |
| Loan quality | 83 (stronger) | 78 |
| Earnings | 73 | 95 (stronger) |
| Funding & liquidity | 43 | 45 (stronger) |
| Problem-loan coverage | 95 (stronger) | 83 |
| Peer percentile | 87th | 37th |
| Total assets | $18.1B | $976.2M |
| Deposits / shares | $15.2B | $805.9M |
| Capital ratio | 12.38% (stronger) | 9.92% |
| Problem loans | 0.51% (stronger) | 0.67% |
| Net charge-offs | 0.20% | 0.17% (stronger) |
| Return on assets | 1.33% | 1.88% (stronger) |
| Loans ÷ deposits | 86.0% (stronger) | 102.6% |
| Uninsured deposits | 43.0% | 26.1% (stronger) |
| Offices | 80 | 8 |
| CFPB complaints (3 yrs) | 47 | — |
| Complaints per $1B deposits | 3.1 | — |
| Mortgage denial rate (HMDA) | 13.9% | 4.3% |
Busey Bank has the higher TellerScore (74 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Busey Bank leads on 4 and Sanibel Captiva Community Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.