Side-by-side · Q2 2026 data
Bva Federal Credit Union vs New Directions Community Credit Union
Credit union
Bva Federal Credit Union
Belle Vernon, Pennsylvania · Under $100 million in assets
Credit union
New Directions Community Credit Union
Franklin, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Bva Federal Credit Union | New Directions Community Credit Union |
|---|---|---|
| TellerScore | 47 | 75 (stronger) |
| Capital cushion | 44 | 95 (stronger) |
| Loan quality | 0 | 75 (stronger) |
| Earnings | 55 (stronger) | 25 |
| Funding & liquidity | 100 (stronger) | 87 |
| Problem-loan coverage | 77 | 93 (stronger) |
| Peer percentile | 7th | 52nd |
| Total assets | $39.7M | $40.7M |
| Deposits / shares | $35.9M | $34.7M |
| Capital ratio | 9.36% | 14.54% (stronger) |
| Problem loans | 5.02% | 0.76% (stronger) |
| Net charge-offs | 0.66% | 0.61% (stronger) |
| Return on assets | 0.87% (stronger) | 0.12% |
| Loans ÷ deposits | 23.3% (stronger) | 73.7% |
| Uninsured deposits | 7.6% | 0.2% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
New Directions Community Credit Union has the higher TellerScore (75 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Bva Federal Credit Union leads on 2 and New Directions Community Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.