TellerScore

Bva Federal Credit Union (NCUA charter #16063) is based in Belle Vernon, Pennsylvania. Its Q2 2026 call report shows $39.7M in total assets and $35.9M in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Bva Federal Credit Union scores 47/100, which we describe as below average. That is higher than only 7% of 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 256th. Its strongest component is funding & liquidity (100/100; 23% loans-to-deposits, 8% uninsured), and its lowest is loan quality (0/100; 5.02%).

TellerScore · Q2 2026

Scorecard

Capital cushion44/100
Net worth ratio: 9.36%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 5.02%
Earnings55/100
Return on assets (annualized): 0.87%
Funding & liquidity100/100
Loans ÷ shares: 23.3% · 7.6% uninsured
Problem-loan coverage77/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 11.32%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (47 → 47).

TellerScore
455768Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202459
Q3 202468
Q4 202447
Q1 202547
Q2 202547
Q3 202550
Q4 202545
Q1 202648
Q2 202647
Net worth ratio
7.00%8.39%9.78%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20249.54%
Q3 20249.78%
Q4 20249.52%
Q1 20259.53%
Q2 20259.30%
Q3 20259.59%
Q4 20259.31%
Q1 20269.32%
Q2 20269.36%
Delinquent loans (60+ days)
0.14%2.58%5.02%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.97%
Q3 20240.14%
Q4 20242.41%
Q1 20252.77%
Q2 20252.72%
Q3 20252.57%
Q4 20253.01%
Q1 20264.15%
Q2 20265.02%
Return on assets
0.02%0.53%1.04%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.02%
Q3 20240.14%
Q4 20240.17%
Q1 20250.52%
Q2 20250.49%
Q3 20250.66%
Q4 20250.58%
Q1 20261.04%
Q2 20260.87%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202647$39.7M9.36%5.02%0.87%23.3%
Q1 202648$39.1M9.32%4.15%1.04%25.0%
Q4 202545$38.1M9.31%3.01%0.58%26.8%
Q3 202550$37.5M9.59%2.57%0.66%27.8%
Q2 202547$37.7M9.30%2.72%0.49%28.5%
Q1 202547$36.3M9.53%2.77%0.52%30.8%
Q4 202447$35.9M9.52%2.41%0.17%32.1%
Q3 202468$35.6M9.78%0.14%0.14%33.3%
Q2 202459$36.1M9.54%0.97%0.02%33.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.36%
11th
Problem loans5.02%
6th
Net charge-offs0.66%
22nd
Return on assets0.87%
62nd
Loans to deposits23.3%
93rd
Uninsured deposits7.6%
11th
Loan-loss reserves0.00%
37th
Texas ratio11.3%
11th

Similar-size credit unions in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
Affiliated Trades Credit UnionCredit union Collegeville, PA53 out of 100, Below average$40.1M10.4%2.22%vs
A & S Federal Credit UnionCredit union Aliquippa, PA95 out of 100, Very strong$39.3M15.1%0.55%vs
Bucks County Employees Credit UnionCredit union Doylestown, PA71 out of 100, Strong$39.2M12.2%0.91%vs
Norwin Teachers Federal Credit UnionCredit union North Huntingdo, PA73 out of 100, Strong$38.8M10.8%0.73%vs
New Directions Community Credit UnionCredit union Franklin, PA75 out of 100, Strong$40.7M14.5%0.76%vs
Visionary Federal Credit UnionCredit union Bridgeville, PA76 out of 100, Strong$40.8M12.7%1.31%vs

Deposit insurance

Is my money safe at Bva Federal Credit Union?

Yes. Bva Federal Credit Union is a federally insured credit union (NCUA charter #16063). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 7.6% of shares and deposits ($2.7M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 9.36%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Bva Federal Credit Union lists 1 office in 1 city. Most locations:

  • Belle Vernon, PA (1)

All branch addresses and map

Identity & history

Profile

Legal name
Bva Federal Credit Union
Type
Federal credit union
NCUA charter #
16063
RSSD ID
379489
Primary regulator
NCUA
Established
1964
Headquarters
608 Rostraver Rd, Belle Vernon, PA 15012
Employees
8

Quick answers

Bva Federal Credit Union: common questions

Is Bva Federal Credit Union NCUA insured?

Yes. Bva Federal Credit Union is a federally insured credit union (NCUA charter #16063). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Bva Federal Credit Union's TellerScore?

47 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Bva Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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