Side-by-side · Q2 2026 data
C-B-W Schools Federal Credit Union vs Merho Federal Credit Union
Credit union
C-B-W Schools Federal Credit Union
Sidman, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | C-B-W Schools Federal Credit Union | Merho Federal Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 74 |
| Capital cushion | 100 (stronger) | 63 |
| Loan quality | 89 (stronger) | 66 |
| Earnings | 69 (stronger) | 68 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 96th | 49th |
| Total assets | $131.8M | $60.8M |
| Deposits / shares | $96.1M | $54.5M |
| Capital ratio | 29.78% (stronger) | 11.34% |
| Problem loans | 0.33% (stronger) | 1.02% |
| Net charge-offs | 0.00% (stronger) | 0.18% |
| Return on assets | 1.23% (stronger) | 1.21% |
| Loans ÷ deposits | 28.6% | 28.5% (stronger) |
| Uninsured deposits | 8.4% | 4.0% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
C-B-W Schools Federal Credit Union has the higher TellerScore (91 vs 74). On the 7 directional measures above (where higher or lower is clearly better), C-B-W Schools Federal Credit Union leads on 5 and Merho Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.