Side-by-side · Q2 2026 data
C U P Federal Credit Union vs Freedom Credit Union
Metric by metric
| Measure | C U P Federal Credit Union | Freedom Credit Union |
|---|---|---|
| TellerScore | 70 | 77 (stronger) |
| Capital cushion | 61 | 67 (stronger) |
| Loan quality | 100 (stronger) | 92 |
| Earnings | 26 | 60 (stronger) |
| Funding & liquidity | 76 | 80 (stronger) |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 40th | 57th |
| Total assets | $10.3M | $70.0M |
| Deposits / shares | $9.2M | $61.2M |
| Capital ratio | 11.11% | 11.69% (stronger) |
| Problem loans | 0.00% (stronger) | 0.24% |
| Net charge-offs | -0.02% (stronger) | 0.15% |
| Return on assets | 0.16% | 1.01% (stronger) |
| Loans ÷ deposits | 83.8% | 80.6% (stronger) |
| Uninsured deposits | 3.4% (stronger) | 4.7% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Freedom Credit Union has the higher TellerScore (77 vs 70). On the 7 directional measures above (where higher or lower is clearly better), C U P Federal Credit Union leads on 3 and Freedom Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.