Side-by-side · Q2 2026 data
C U P Federal Credit Union vs S E a Credit Union
Metric by metric
| Measure | C U P Federal Credit Union | S E a Credit Union |
|---|---|---|
| TellerScore | 70 | 87 (stronger) |
| Capital cushion | 61 | 100 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 26 | 45 (stronger) |
| Funding & liquidity | 76 | 88 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 40th | 83rd |
| Total assets | $10.3M | $7.4M |
| Deposits / shares | $9.2M | $6.0M |
| Capital ratio | 11.11% | 19.08% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | -0.02% (stronger) | 0.00% |
| Return on assets | 0.16% | 0.63% (stronger) |
| Loans ÷ deposits | 83.8% | 71.8% (stronger) |
| Uninsured deposits | 3.4% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
S E a Credit Union has the higher TellerScore (87 vs 70). On the 6 directional measures above (where higher or lower is clearly better), C U P Federal Credit Union leads on 1 and S E a Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.