Side-by-side · Q2 2026 data
Cabrillo Credit Union vs First U.S. Community Credit Union
Credit union
First U.S. Community Credit Union
Sacramento, California · $100 million – $1 billion
Metric by metric
| Measure | Cabrillo Credit Union | First U.S. Community Credit Union |
|---|---|---|
| TellerScore | 59 | 67 (stronger) |
| Capital cushion | 45 | 70 (stronger) |
| Loan quality | 69 | 69 |
| Earnings | 38 (stronger) | 33 |
| Funding & liquidity | 80 | 86 (stronger) |
| Problem-loan coverage | 85 | 90 (stronger) |
| Peer percentile | 19th | 41st |
| Total assets | $573.5M | $547.9M |
| Deposits / shares | $511.2M | $481.8M |
| Capital ratio | 9.49% | 11.95% (stronger) |
| Problem loans | 0.92% | 0.92% (stronger) |
| Net charge-offs | 0.57% (stronger) | 0.60% |
| Return on assets | 0.46% (stronger) | 0.32% |
| Loans ÷ deposits | 80.7% | 74.5% (stronger) |
| Uninsured deposits | 5.8% (stronger) | 11.4% |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 18.8% |
First U.S. Community Credit Union has the higher TellerScore (67 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Cabrillo Credit Union leads on 3 and First U.S. Community Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.