Side-by-side · Q2 2026 data
Cabrillo Credit Union vs Premier One Credit Union
Metric by metric
| Measure | Cabrillo Credit Union | Premier One Credit Union |
|---|---|---|
| TellerScore | 59 | 65 (stronger) |
| Capital cushion | 45 | 47 (stronger) |
| Loan quality | 69 | 92 (stronger) |
| Earnings | 38 (stronger) | 36 |
| Funding & liquidity | 80 (stronger) | 73 |
| Problem-loan coverage | 85 | 96 (stronger) |
| Peer percentile | 19th | 34th |
| Total assets | $573.5M | $655.7M |
| Deposits / shares | $511.2M | $556.5M |
| Capital ratio | 9.49% | 9.71% (stronger) |
| Problem loans | 0.92% | 0.25% (stronger) |
| Net charge-offs | 0.57% | 0.50% (stronger) |
| Return on assets | 0.46% (stronger) | 0.40% |
| Loans ÷ deposits | 80.7% (stronger) | 86.9% |
| Uninsured deposits | 5.8% (stronger) | 10.7% |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Premier One Credit Union has the higher TellerScore (65 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Cabrillo Credit Union leads on 3 and Premier One Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.