Side-by-side · Q2 2026 data
Cache Valley Bank vs Merrick Bank
Metric by metric
| Measure | Cache Valley Bank | Merrick Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 67 |
| Capital cushion | 57 | 100 (stronger) |
| Loan quality | 90 (stronger) | 0 |
| Earnings | 98 | 100 (stronger) |
| Funding & liquidity | 30 | 61 (stronger) |
| Problem-loan coverage | 95 (stronger) | 79 |
| Peer percentile | 70th | 44th |
| Total assets | $3.5B | $9.1B |
| Deposits / shares | $3.1B | $7.4B |
| Capital ratio | 10.68% | 16.59% (stronger) |
| Problem loans | 0.29% (stronger) | 3.52% |
| Net charge-offs | 0.09% (stronger) | 11.54% |
| Return on assets | 1.96% | 2.55% (stronger) |
| Loans ÷ deposits | 86.5% (stronger) | 99.1% |
| Uninsured deposits | 54.4% | 4.8% (stronger) |
| Offices | 24 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.9% | — |
Cache Valley Bank has the higher TellerScore (73 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Cache Valley Bank leads on 4 and Merrick Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.