Side-by-side · Q2 2026 data
Cacl Federal Credit Union vs Diamond Credit Union
Metric by metric
| Measure | Cacl Federal Credit Union | Diamond Credit Union |
|---|---|---|
| TellerScore | 65 | 75 (stronger) |
| Capital cushion | 51 | 55 (stronger) |
| Loan quality | 76 | 90 (stronger) |
| Earnings | 60 (stronger) | 58 |
| Funding & liquidity | 66 | 96 (stronger) |
| Problem-loan coverage | 84 | 97 (stronger) |
| Peer percentile | 34th | 75th |
| Total assets | $255.7M | $1.2B |
| Deposits / shares | $230.1M | $1.1B |
| Capital ratio | 10.05% | 10.52% (stronger) |
| Problem loans | 0.73% | 0.29% (stronger) |
| Net charge-offs | 0.73% | 0.27% (stronger) |
| Return on assets | 1.00% (stronger) | 0.96% |
| Loans ÷ deposits | 94.0% | 64.4% (stronger) |
| Uninsured deposits | 4.5% (stronger) | 6.5% |
| Offices | 2 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 28.1% |
Diamond Credit Union has the higher TellerScore (75 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Cacl Federal Credit Union leads on 2 and Diamond Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.