Side-by-side · Q2 2026 data
Cacl Federal Credit Union vs Mc Federal Credit Union
Metric by metric
| Measure | Cacl Federal Credit Union | Mc Federal Credit Union |
|---|---|---|
| TellerScore | 65 | 65 |
| Capital cushion | 51 | 74 (stronger) |
| Loan quality | 76 (stronger) | 29 |
| Earnings | 60 | 80 (stronger) |
| Funding & liquidity | 66 | 78 (stronger) |
| Problem-loan coverage | 84 (stronger) | 75 |
| Peer percentile | 34th | 34th |
| Total assets | $255.7M | $247.2M |
| Deposits / shares | $230.1M | $216.7M |
| Capital ratio | 10.05% | 12.40% (stronger) |
| Problem loans | 0.73% (stronger) | 2.12% |
| Net charge-offs | 0.73% | 0.42% (stronger) |
| Return on assets | 1.00% | 1.50% (stronger) |
| Loans ÷ deposits | 94.0% | 82.7% (stronger) |
| Uninsured deposits | 4.5% (stronger) | 4.7% |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.8% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Cacl Federal Credit Union leads on 2 and Mc Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.