Side-by-side · Q2 2026 data
Cadets Federal Credit Union vs Syracuse Postal Federal Credit Union
Credit union
Syracuse Postal Federal Credit Union
Syracuse, New York · Under $100 million in assets
Metric by metric
| Measure | Cadets Federal Credit Union | Syracuse Postal Federal Credit Union |
|---|---|---|
| TellerScore | 56 | 58 (stronger) |
| Capital cushion | 36 (stronger) | 26 |
| Loan quality | 78 | 100 (stronger) |
| Earnings | 13 (stronger) | 0 |
| Funding & liquidity | 96 | 100 (stronger) |
| Problem-loan coverage | 90 | 100 (stronger) |
| Peer percentile | 16th | 19th |
| Total assets | $17.7M | $18.6M |
| Deposits / shares | $16.1M | $17.1M |
| Capital ratio | 8.59% (stronger) | 7.61% |
| Problem loans | 0.65% | 0.00% (stronger) |
| Net charge-offs | 0.83% | 0.50% (stronger) |
| Return on assets | -0.19% (stronger) | -0.98% |
| Loans ÷ deposits | 64.3% | 16.8% (stronger) |
| Uninsured deposits | 2.0% | 0.0% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Syracuse Postal Federal Credit Union has the higher TellerScore (58 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Cadets Federal Credit Union leads on 2 and Syracuse Postal Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.