Side-by-side · Q2 2026 data
Cal-Ed Federal Credit Union vs Fayette County School Employees Credit Union
Credit union
Cal-Ed Federal Credit Union
California, Pennsylvania · Under $100 million in assets
Credit union
Fayette County School Employees Credit Union
Uniontown, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Cal-Ed Federal Credit Union | Fayette County School Employees Credit Union |
|---|---|---|
| TellerScore | 55 | 90 (stronger) |
| Capital cushion | 91 | 100 (stronger) |
| Loan quality | 0 | 70 (stronger) |
| Earnings | 19 | 88 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 88 | 97 (stronger) |
| Peer percentile | 15th | 89th |
| Total assets | $19.2M | $22.2M |
| Deposits / shares | $16.4M | $17.7M |
| Capital ratio | 14.11% | 20.00% (stronger) |
| Problem loans | 3.50% | 0.89% (stronger) |
| Net charge-offs | 0.21% (stronger) | 0.96% |
| Return on assets | -0.03% | 1.69% (stronger) |
| Loans ÷ deposits | 28.1% (stronger) | 44.8% |
| Uninsured deposits | 3.6% | 1.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Fayette County School Employees Credit Union has the higher TellerScore (90 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Cal-Ed Federal Credit Union leads on 2 and Fayette County School Employees Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.