TellerScore

Headquartered in Uniontown, Pennsylvania, Fayette County School Employees Credit Union is a federally insured state-chartered credit union with $22.2M in total assets and $17.7M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1939.

Based on its Q2 2026 filing, Fayette County School Employees Credit Union scores 90/100, which we describe as very strong. That is higher than 89% of 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 38th. Its strongest component is capital cushion (100/100; 20.00%), and its lowest is loan quality (70/100; 0.89%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 20.00%
Loan quality70/100
Loans 60+ days delinquent ÷ total loans: 0.89%
Earnings88/100
Return on assets (annualized): 1.69%
Funding & liquidity100/100
Loans ÷ shares: 44.8% · 1.0% uninsured
Problem-loan coverage97/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.71%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 7 points (97 → 90), mostly because the loan quality component weakened by 30 points.

TellerScore
9095100Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202491
Q3 202494
Q4 202495
Q1 2025100
Q2 202597
Q3 202599
Q4 202594
Q1 202691
Q2 202690
Net worth ratio
7.00%13.50%20.00%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202417.61%
Q3 202418.31%
Q4 202418.79%
Q1 202518.60%
Q2 202519.13%
Q3 202519.38%
Q4 202520.00%
Q1 202619.63%
Q2 202620.00%
Delinquent loans (60+ days)
0.00%0.45%0.89%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.38%
Q3 20240.02%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.66%
Q1 20260.55%
Q2 20260.89%
Return on assets
1.24%2.02%2.80%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.24%
Q3 20241.27%
Q4 20241.36%
Q1 20252.80%
Q2 20251.68%
Q3 20251.94%
Q4 20251.95%
Q1 20261.48%
Q2 20261.69%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202690$22.2M20.00%0.89%1.69%44.8%
Q1 202691$22.1M19.63%0.55%1.48%45.5%
Q4 202594$21.2M20.00%0.66%1.95%48.2%
Q3 202599$21.4M19.38%0.00%1.94%47.0%
Q2 202597$21.2M19.13%0.00%1.68%48.9%
Q1 2025100$21.1M18.60%0.00%2.80%49.5%
Q4 202495$20.4M18.79%0.00%1.36%51.4%
Q3 202494$20.5M18.31%0.02%1.27%51.3%
Q2 202491$20.8M17.61%0.38%1.24%50.0%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio20.00%
77th
Problem loans0.89%
43rd
Net charge-offs0.96%
15th
Return on assets1.69%
89th
Loans to deposits44.8%
71st
Uninsured deposits1.0%
54th
Loan-loss reserves0.00%
37th
Texas ratio1.7%
56th

Similar-size credit unions in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
American Pride Credit UnionCredit union Altoona, PA73 out of 100, Strong$22.5M12.8%1.92%vs
West Penn P&p Federal Credit UnionCredit union Beaver, PA78 out of 100, Strong$22.8M13.9%1.31%vs
North Penn Federal Credit UnionCredit union Colmar, PA80 out of 100, Strong$21.2M12.6%0.68%vs
Westmoreland Water Federal Credit UnionCredit union Greensburg, PA97 out of 100, Very strong$23.5M18.9%0.12%vs
Allegheny Ludlum Brackenridge Federal Credit UnionCredit union Brackenridge, PA94 out of 100, Very strong$23.6M22.3%0.00%vs
Western Pa Federal Credit UnionCredit union New Kensington, PA59 out of 100, Moderate$23.6M13.4%2.34%vs

Deposit insurance

Is my money safe at Fayette County School Employees Credit Union?

Yes. Fayette County School Employees Credit Union is a federally insured credit union (NCUA charter #61515). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.0% of shares and deposits ($177K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 20.00%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Fayette County School Employees Credit Union lists 1 office in 1 city. Most locations:

  • Lemont Furnace, PA (1)

All branch addresses and map

Identity & history

Profile

Legal name
Fayette County School Employees Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
61515
RSSD ID
982094
Primary regulator
State + NCUA
Established
1939
Headquarters
193 Edison St, Uniontown, PA 15401
Employees
5

Quick answers

Fayette County School Employees Credit Union: common questions

Is Fayette County School Employees Credit Union NCUA insured?

Yes. Fayette County School Employees Credit Union is a federally insured credit union (NCUA charter #61515). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Fayette County School Employees Credit Union's TellerScore?

90 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Fayette County School Employees Credit Union have?

1 office as of the latest NCUA data.